YES, if you have Parts A and B, they will have to pay what they are obligated to pay. HOWEVER, Medicare changes from being your primary payer to your secondary payer if you are in a car crash and you are not at fault. The at-fault driver’s insurance becomes primary. HOWEVER, if you are still treating and have not settled your case or gone to court for a verdict after 120 days, Medicare will start paying and will back up and pay the first 120 days, too. So, do not let the at-fault driver’s insurance company pay for your medical bills. If your treatment lasts more than 120 days, Medicare will pay them. If you allow the at-fault driver’s insurance to pay your medical bills, the insurance company will probably only have to pay the insurance rate (generally 80% of the bill) to your health-care providers when the at-fault driver owes you 100%. You lose 20%.
Written by Attorney Yvonne T. Griffin
Please contact us if you’ve been injured. We offer a free, no-obligation consultation. We have four convenient office locations: Charlottesville, Lake Monticello, Harrisonburg & Staunton.
If you’re too injured to come in, we’ll be happy to meet you at the hospital or your home. We will fight to get you the full value of your case.
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