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William D. Tucker, III │Real Estate Closings & Winter Weather

Inclement weather causes delays in more than one way. Bad weather can cause Clerk’s Offices and other government agencies to close and as a result general delays in settlements.  But now it can also cause delays regarding the 3-day requirements for CDs to be delivered to the purchaser.  Due to weather, settlement agents and attorneys who may need to review the CD might not be able to get into the office to do so. 

Lenders may not be able to obtain information they need to generate the CD. Termite inspectors’ and surveyors’ offices could be closed.  Conducting a termite inspection may be limited due to snow.   Obtaining propane readings may be near impossible if the propane tank is buried under snow.  Accordingly, account for the possibility that inclement weather can cause additional delays in meeting the 3-day time period purchasers have to review the CD.

Plan ahead with the inclement weather, and build in extra time. As this past weekend has demonstrated, with significant winter storms, it is more important than ever that everyone involved with a real estate closing stay flexible and be prepared!

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