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William D. Tucker, III │Sharing Information Can Make TRID Easier

Tucker’s Tips  

Tip 7-2016:  Sharing Information Can Make TRID Easier – 

Navigating a closing with the new TRID laws can prove difficult, especially when completing the CD which requires more information than the HUD and/or GFE. Tucker’s Tips has found that including certain information in the Contract can help make the closing process under TRID go much smoother.

Under TRID, lenders now need certain information such as realtors’ full names and license numbers for formulating the CD. Having this information at the beginning, on the signature page of the purchase contract, (page 10 of the VAR Contract of Purchase), can be very useful. Also include realtors’ phone numbers, email addresses, and the real estate company’s mailing address. In other words, complete page 10 of the VAR Contract of Purchase in its entirety.

Finally, as mentioned in prior Tucker Tips, please include in the Contract the Purchasers’ full names (not “Bobby”), to correspond to exactly how the Purchasers want to take title on the Deed and how they will be applying for the loan. Specifically ask the Purchaser what names they want to use. If the names are consistent on all three documents (VAR Contract of Purchase, Loan Application and Deed), the process will be more efficient.

Please call me if you have any questions. 

William (Bill) D. Tucker, III

Tucker Griffin Barnes P.C.

434-973-7474 (Charlottesville Office) 434-589-3636 (Lake Monticello Office) 540-217-5470 (Harrisonburg Office)


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