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William D. Tucker
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VAR Contract & HOA Restrictions │ Attorney William D. Tucker, III

Tucker’s Tips  Tip 17-2016: VAR Contract and HOA Restrictions Tucker’s Tip 16-2016 discussed that in some situations where there is “no HOA,” there still may be a set of restrictions and covenants that limit the Purchaser’s use of the property. If a recorded set of CCRs or other type of restrictions governs property not in Read More

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The No Financing Affidavit │ Attorney William D. Tucker, III

Tucker’s Tips The No Financing Affidavit Assuming the Seller has no outstanding loans on the Property being sold (Deeds of Trust, HELOCS, Equity Lines), the Purchaser’s title company, while doing the title search, will find there is no mortgage on the property. The title company will accordingly request that the Seller sign a “No Financing Read More

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William D. Tucker, III │ Last Minute Changes on the CD

Tucker’s Tips  Tip 13-2016:  TRID – Last Minute Changes on the CD Here is another example of why it’s important to stay flexible during the closing process now dictated by TRID regulations. Although lenders theoretically have to tell the Purchaser how much money is needed for the closing well in advance of the actual settlement, Read More

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William D. Tucker, III │Choose Your Own Settlement Agent

Tip 12-2016:  Choose Your Own Settlement Agent Never choose the settlement agent selected by the REO bank as the seller. That settlement agent’s primary relationship is with the REO bank. Tucker’s Tips encounters time and again how using the REO selling bank’s closing agent causes needless issues and delays for a settlement.  For example, we Read More

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William D. Tucker, III │Sharing Information Can Make TRID Easier

Tucker’s Tips   Tip 7-2016:  Sharing Information Can Make TRID Easier –  Navigating a closing with the new TRID laws can prove difficult, especially when completing the CD which requires more information than the HUD and/or GFE. Tucker’s Tips has found that including certain information in the Contract can help make the closing process under TRID Read More

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2014 Memorial Day (Real Estate Closing Advice)

Good news! All the Clerk’s Offices, Banks and Attorney’s Offices will be closed on Monday, May 26 for Memorial Day (is summer really here?).  Remember, all closings which need to occur before Memorial Day should be completed by Friday, May 23. The Clerk’s Offices stop recording around 4 PM on Friday afternoon. Accordingly, all closings Read More

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